ICICI Bank FD Rates 2020, Features, Benefit | (ICICI) Fixed Deposit Interest Rates

ICICI Bank FD Rates 2020

Industrial Credit and Investment Corporation of India is well known for the ICICI, offered various fixed deposit (FD) options to keep your savings for a specific time frame. The ICICI bank has FD schemes for the various tenures and the rate of return. Generally, the bank offer interest rate of 3.25% p.a. to 5.75% p.a. on Fixed Deposit (FD) for the general individuals and senior citizen get the extra interest rate of 0.50% on normal rates.  The detail of ICICI Bank FD Rates 2020 for different schemes has been available on this page.You are suggested to go through the provided information and check the ICICI fixed deposit interest rates.

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ICICI Fixed Deposit Account- Benefits

  • FD holders can get the loan up to 90% of the FD amount.
  • You can choose the nominee of your choice.
  • ICICI FD is available for single as well as joint account-holding.
  • The individual will get the FD amount with interest at the time of maturity.
  • The bank will provide the option of Quarterly, monthly, annual or lumpsum pay-outs

ICICI Fixed Deposits- Features

  • There are types of fixed deposit scheme provided by the Industrial Credit and Investment Corporation of India (ICICI) that are-
  • A fixed deposit (regular plan)
  • A fixed deposit (without premature withdrawal facility)
  • Tax-Saver FD
  • Fixed Deposit with Monthly Income option
  • Money Multiplier Plan
  • FD Xtra suite of products
  • The minimum deposit for the ICICI FD plan-
  • For FD Monthly Income Option- Rs.1 lakh
  • For FD without premature withdrawal- Rs.1 crore
  • For Tax-saver FD and regular FD- Rs.10,000
  • For Money Multiplier Plan- Rs.5,000
  • The FD can be used as a collateral and person can acquire a loan of 90% of the FD amount

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ICICI Bank FD Interest Rates 2020 For General and Senior Citizen

TenureGeneral Public FD RatesSenior Citizen FD Rates
7 days to 14 days4.00%4.50%
15 days to 29 days4.25%4.75%
30 days to 45 days4.75%5.25%
46 days to 60 days5.25%5.75%
61 days to 184 days5.25%5.75%
185 days to 289 days5.75%6.25%
290 days to 364 days6.00%6.50%
390 days to 17 months 29 days6.30%6.80%
18 months to 2 years6.30%6.80%
1 year to 389 days6.20%6.70%
2 years 1 day to 3 years6.40%6.90%
3 years 1 day to 5 years6.40%6.90%
5 years 1 day to 10 years6.40%6.90%

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ICICI FD Interest Rates for deposits below Rs.2 crore (with premature withdrawal facility)

Here we have provided the table stated the interest rates offered by the Industrial Credit and Investment Corporation of India (ICICI) bank on the term deposit of below Rs.2 crore. You are suggested to have a look on below stated table.

TenureInterest rate for General Citizens (p.a.)Interest rate for Senior Citizens (p.a.)
7 days to 14 days3.25%3.75%
15 days to 29 days3.50%4.00%
30 days to 45 days3.75%4.25%
46 days to 184 days4.25%4.25%
185 days to 289 days4.75%5.75%
290 days to less than 12 months5.25%5.75%
12 months to 389 days5.70%6.20%
390 days to less than 18 months5.70%6.20%
18 months to 36 months5.75%6.25%
36 months 1 day to 120 months5.75%6.25%
60 months (Tax Saver FD)5.75%6.25%

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ICICI FD Interest Rates for deposits above Rs.2 crore (with premature withdrawal facility)

In the below provided we have mentioned the interest rates offered by the ICICI bank on the term deposit of above Rs.2 crore.Let’s have a look at provided table and check the interest rates.

TenureRs.2 crore to less than Rs.5.00 croreRs.5 crore to less than Rs.5.10 croreRs.5.10 crore to less than Rs.24.90 croreRs.24.90 crore to less than Rs.25 croreRs.25 crore and above
7 days to 14 days3.00%3.00%3.00%3.00%3.00%
15 days to 29 days3.00%3.00%3.00%3.00%3.00%
30 days to 45 days3.50%3.25%3.50%3.25%3.50%
46 days to 60 days3.75%3.50%3.75%3.50%3.75%
61 days to 90 days3.75%3.50%3.75%3.50%3.75%
91 days to 184 days4.25%3.75%4.25%3.75%4.25%
185 days to 270 days4.75%3.75%4.75%3.75%4.75%
271 days to less than 12 months4.75%4.00%4.75%4.00%4.75%
1 year to 2 years5.00%4.00%5.00%4.00%5.00%
2 years 1 day to 3 years5.00%4.00%5.00%4.00%5.00%
3 years 1 day to 5 years5.00%4.00%5.00%4.00%5.00%
5 years 1 day to 10 years5.00%4.00%5.00%4.00%5.00%

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ICICI FD Interest Rates for deposits above Rs.2 crore (without premature withdrawal facility)

TenureRs.2 crore to Rs.25 crore
7 days to 14 days3.00% p.a.
14 days to 29 days3.00% p.a.
30 days to 45 days3.50% p.a.
46 days to 60 days3.75% p.a.
61 days to 90 days3.75% p.a.
91 days to 150 days4.35% p.a.
151 days to 184 days4.35% p.a.
185 days to 270 days4.85% p.a.
271 days to less than 12 months4.85% p.a.
12 months to 389 days5.10% p.a.
390 days to 2 years5.10% p.a.
2 years 1 day to 3 years5.10% p.a.
3 years 1 day to 5 years5.10% p.a.
5 years 1-day up to 10 years5.10% p.a.

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