Bank Of Baroda FD Interest Rate | BOB Fixed Deposit- Details, Latest Updates, News

A fixed deposit (FD) is the financial facility provided by almost all the banks. In this scheme, individuals have to deposit a fixed amount in a bank for a fixed period of time. And after the said period, individuals will get a deposited amount with the decided interest. The interest rate of the fixed deposit (FD) is higher than the regular savings account. Today on this page, we will discuss the BOB FD interest rate, features, benefit, and other important points.

Bank of Baroda offers various fixed deposit (FD) options with an excellent rate of interest (ROI). The BOB provides the FD scheme for both long as well as a short period of time. The Bank Of Baroda FD Interest rate are set as per the category of the individuals. Like the senior citizen will get the 0.50% extra interest p.a. over regular rates.

NEFT Transfer Time

Bank of Baroda FD- Special Features

  • The Bank of Baroda provides Fixed Deposit Facility from 7 days to 10 years
  • Senior citizens who have holding Fixed Deposit in BOB can enjoy the interest hike of 0.50% p.a. over regular rates.
  • Nomination facility is provided by the bank
  • Any account holder can open his/her account in BOB with a minimum of Rs 1,000
  • An individual can also take the loan up to 90% of the available deposit
  • Interest on the fixed deposit will be paid only at the time of maturity
  • Various schemes provided by the BOB for fixed deposit
  • Short Deposit
  • BOB Suvidha Fixed Deposit Scheme
  • Baroda tax Savings Term Deposit
  • Regular Income plan
  • Baroda Double Dhamaka Deposit Scheme
  • Money Multiplier Deposit
  • Baroda Advantage Fixed Deposits Non-Callable
  • Fast Access Deposit
  • Monthly Income Plan

Current Account in Hindi

BOB Fixed Deposit- Benefits

  • A person having a fixed deposit with the bank has an option to take a loan up to 85% – 95% against FD.
  • An individual can also withdraw their fixed deposit by paying a penalty of 1%
  • The bank will charge no penalty for deposits in-force for a minimum of 12 months
  • You can also set an auto-renewal for FD
  • The FD holder can also choose a nominee as per his/her choice.
  • The bank will not charge any fees for any for loans and advances against fixed deposits  

Link PAN Card with Bank Account 

Bank Of Baroda FD Interest Rate

TenureFD RatesSenior Citizen FD Rates
7 days – 14 days4.50%5.00%
15 days – 45 days5.00%
46 days – 90 days4.75%5.25%
91 days – 180 days5.50%6.00%
181 days – 270 days5.90%6.40%
271 days – 364 days
400 days – 2 years    6.25%    6.75%
1 year
1 year 1 day – 400 days
2 years 1 day – 3 years
3 years 1 day – 5 years
5 years 1 day – 10 years

RD Scheme in Hindi

TenureAbove Rs 10 cr. to up to Rs 25 cr. (% p.a)Above Rs 25 cr. to up to Rs 50 cr. (% p.a)Above Rs 50 cr. to up to Rs 100cr. (% p.a)Above Rs 100cr. (% p.a)
7 – 14 days3.503.503.503.50
15 -45 days3.503.503.503.50
46 – 90 days3.753.753.753.75
91 – 180 days4.004.004.004.00
181 -270 days4.254.254.254.25
More than 271 days to less than 1 year4.504.504.504.50
1 year4.904.904.904.90
1 year to 400 days4.904.904.904.90
More than 400 days – up to 2 years4.904.904.904.90
More than 2 years – up to 3 years4.904.904.904.90
More than 3 years – up to 5 years4.904.904.904.90

Paytm Business Loan 

Bank of Baroda FD Rates- NRE

TenureLess than Rs.2 crore (% p.a.)Above Rs.2 crore to Rs.10 crore (% p.a.)
1 year5.704.90
More than 1 year – up to 400 days5.704.90
More that 400 days – up to 2 years5.704.90
More than 2 years – up to 3 years5.704.90
More than 3 years – up to 5 years5.704.90
More than 5 years – up to 10 years5.704.90

How To Close Bank Account

Bank of Baroda Fixed Deposit Rates- FCNR (B)

TenureBank of Baroda FD rate p.a.
USDCADEURYENGBPAUD
1 year to less than 2 years1.261.600.11%0.191.080.68
2 years to less than 3 years1.181.310.05%0.161.040.74
3 years to less than 4 years1.341.370.05%0.151.040.80
4 years to less than 5 years1.371.250.12%0.151.050.93
5 years1.411.300.14%0.151.061.02

BOB Banking online

Bank of Baroda- Tax Savings Term Deposit

TenureInterest Rate
For 5 years6.15%
Above 5 years to up to 10 years5.90%

SBI Doorstep Banking Services 

Munendra Singh

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