RIGHT TO INFORMATION ACT, 2005

About the Act :-

The Parliament has enacted the Act known as the Right to Information Act, 2005 which came into force on 15.6.2005 which extends to the whole of India except the State of Jammu & Kashmir. The Parliament has enacted the said act in order to promote the transparency and accountability in the working of every public authority. The entire Act is available on the website http://www.persmin.nic.in.On and from 12.10.2005, the general public can avail the provisions of the Act to have the information in the control of a public authority.


Public Authority :-

The expression Public Authority means: - Any Authority or Body or Institution of self-government established or constituted:

  • by or under the constitution ,
  • by any other Law made by Parliament,
  • by any other Law made by State Legislature,
  • by Notification issued or Order made by the appropriate Government, etc.


Obligation of Bank :-

Jharkhand Gramin Bank is a Public Authority as per the definition given in the Right to Information Act 2005.So Jharkhand Gramin Bank is obliged to provide information to the general public to the extent permitted by the Act.


What is Information :-

Information includes records, documents, memos, e-mails, opinions, advises, press releases, circulars, orders, log books, contracts, reports, data material held in any electronic form and information relating to any private body which can be accessed by a Public Authority.

Who can request for Information:-

Every citizen of the Country who desires to have the information in the control of the Public authority can make a request, subject to payment of the fee prescribed by Government of India after 12/10/2005.

Any person, who desires to obtain information, shall make a request in writing paying the fees prescribed to Central Public Information Officer specifying the particulars of the information sought by him. The request may be made in writing or through electronic means in English or in Hindi or in the official language of the area. The request from the person for information should contain his contact address in full which would enable the Central Public Information officer of the Bank to give the reply to the request promptly. Since the information can be disclosed only to citizens of India the person approaching Bank for the information is advised to disclose the citizen status as well.


How to apply for the information:-

Central Government has framed the rules, which lays down the fees for the application asalso the cost for obtaining the copies of records maintained by the Bank.As per the Right to Information (Regulation of Fee and Cost) Rules 2005, a request for obtaining information under Section 6(1) of the Act shall be accompanied by an application fee of rupees Ten by way of cash against proper receipt or by demand draft or Bankers cheque or Indian Postal Order payable to the public authority.

The application accompanied by requisite application fee can be sent by post also.Bank is bound to consider and reply to the applicant within 30 days from the date of receipt of the application which may kindly be noted.In case the application is sent by fax or e-mail, the Central Public Information Officer shall acknowledge the same but shalltake it up for consideration only on receipt of the prescribed fee stated above.

For providing the information under sub-section (1) of Section 7 (disposal of request), the fee shall be charged by way of cash against proper receipt or by demand draft or by bankers cheque or Indian Postal Orders payable to the public authority at the following rates :

  • Rs.2/- for each page (in A4 or A3 size paper) created or copied
  • Actual charge or cost price of a copy in larger size paper,
  • Actual cost or price for samples or models and
  • For inspection ofrecords, no fee for the first hour; and a fee of Rs.5/- for each subsequent hour (or fraction thereof ) thereafter.


Further to provide information under sub-section (5) of Section 7, the fee shall be charged by way of cash against proper receipt or any demand draft or Bankers cheque or Indian Postal Orders payable to the public authority at the following rate: -

  • for information provided in diskette or floppy rupees fifty per diskette or floppy; and
  • for information provided in printed form at the price fixed for such publication or
  • rupees two per page of photocopy for extracts from the publication.


Information Exempted from disclosure: -

Certain categories of the information are exempted from disclosure to the Citizens and it is provided under Sec 8 & 9 of the Act. Hence the public is requested to refer the relative provisions of the Act before submitting a request for information.For convenience of the general public, the main ingredients of the said provisions are given below : -

Section 8. Exemption from disclosure of information

Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen,

  • (a) information, disclosure of which would prejudicially affect the sovereignty and integrity of India, the security, strategic, scientific or economic interests of the State, relation with foreign State or lead to incitement of an offence;
  • (b) information which has been expressly forbidden to be published by any court of law or tribunal or the disclosure of which may constitute contempt of court;
  • (c) information, the disclosure of which would cause a breach of privilege of Parliament or the State Legislature;
  • (d) information including commercial confidence, trade secrets or intellectual property, the disclosure of which would harm the competitive position of a third party, unless the competent authority is satisfied that larger public interest warrants the disclosure of such information;
  • (e) information available to a person in his fiduciary relationship, unless the competent authority is satisfied that the larger public interest warrants the disclosure of such information;
  • (f) information received in confidence from foreign government;
  • (g) information, the disclosure of which would endanger the life or physical safety of any person or identify the source of information or assistance given in confidence for law enforcement or security purposes;
  • (h) information which would impede the process of investigation or apprehension or prosecution of offenders;
  • (i) cabinet papers including records of deliberations of the Council of Ministers, Secretaries and other officers;

Provided that the decisions of Council of Ministers, the reasons thereof, and the material on the basis of which the decisions were taken shall be made public after the decision has been taken, and the matter is complete, or over;

Provided further that those matters which come under the exemptions specified in this section shall not be disclosed;

  • (j) information which relates to personal information the disclosure of which has no relationship to any public activity or interest, or which would cause unwarranted invasion of the privacy of the individual unless the Central Public Information Officer or the State Public Information Officer or the appellate authority, as the case may be, is satisfied that the larger public interest justifies the disclosure of the information.

Provided that the information, which cannot be denied to the Parliament or a State Legislature shall not be denied to any person.

(2) Notwithstanding anything in the Official Secrets Act, 1923 nor any of the exemptions permissible in accordance with sub-section (1), a public authority may allow access to information, if public interest in disclosure outweighs the harm to the protected interests.

(3) Subject to the provisions of clauses (a), (c) and (I) of sub-section (1), any information relating to any occurrence, event or matter which has taken place, occurred or happened twenty years before the date on which any request is made undersection 6 shall be provided to any person making a request under that section:

Provided that where any question arises to the date from which the said period of twenty years has to be computed, the decision of he Central Government shall be final, subject to the usual appeals provided for in this Act.


Section 9. Grounds for rejection to access in certain cases:

Without prejudice to the provisions of Section 8, a Central Public Information Officermay reject a request for information where such a request for providing access would involve an infringement of copyright subsisting in a personother than the State.


How to access the Bank’s Information:-

The particulars on Corporate profile, Bank’s network, products and services, Internet Banking, Multi Branch Banking and other details are provided in our Bank’s Web Site. Public can access to the Bank’s web site www.jharkhandgramin bank.com for the details for their information.

It may kindly be noted that provisions of the Act stated herein are indicative and meant for guidance of the general public and hence is not exhaustive.It is requested that the person who requires an information may refer the Act and Rules for better understanding before making a request for his convenience



In terms of Sec 5(1) of the Right to Information Act (RTI Act) Jharkhand Gramin Bank has designated the following officers of Bank as the Central Assistant Public Information Officers (CAPIO), Central Public Information Officers (CPIO) and Appellate Authority (AA) in the offices mentioned against them.

1. Central Assistant Public Information Officers (CAPIO)

All the Branch Managers of the Branches of Jharkhand Gramin Bank,shall be the CAPIO for the concerned branches. The Regional Manager of all regions is designated as CPIOs for the concerned Regional Offices.

2. Central Public Information Officers and Appellate Authorities

A. For Head Office
i. CPIO Chief Manager, Investment, Jharkhand Gramin Bank, Head Office Rajendra Place, 5, Main Road, Ranchi- 834001

A. Appellate Authority
General Manager, Jharkhand Gramin Bank Head Office, Rajendra Place, 5, Main Road, Ranchi- 834001

The contact details of CPIO and CAPIO are as below:

ChiefManager, Investment

Head Office
Rajendra Place,
5,Main Road
Ranchi-834001

Phone no.
0651-2202120, 6450374
Fax no.0651-2330338
email HeadOfffice.jgb@jgb-rrb.com

Regional Manager
Ranchi   Region

Rajendra Place,
5,Main Road
Ranchi-834001

Phone no.
0651-6454099
Fax no.0651-2331037
email RoRanchi.jgb@jgb-rrb.com

Regional Manager
Singhbhum Region

Regional Office,
LD House
AmlaTola,Chaibasa,
WestSinghbhum
Pin-833201

Phone no.
06582-256746, 08757418807
Fax no.06582-256746
email RoSighbhum.jgb@jgb-rrb.com

Regional Manager
Hazaribagh   Region

Regional Office
Guru Babban Complex
Shiv MandirChowk
Korrah, Hazaribagh
Pin- 825301

Phone no.
06546-262495, 262575
Fax no. 06546-262495
email RoHazaribag.jgb@jgb-rrb.com

Regional Manager
Giridih   Region

Regional Office
Kali Mandir Road,
Barganda
Giridih, PIN-815301

Phone no.
06532-222712, 226697
Fax no.06532-222712
email RoGiridih.jgb@jgb-rrb.com

Regional Manager
Gumla   Region

Regional Office
BaraikMohalla, Jaspur Road,
Gumla, PIN-835207

Phone no.
06524-221155
Fax no.-
email RoGumla.jgb@jgb-rrb.com