JHARKHAND GRAMIN BANK
HEAD OFFICE - RANCHI
NOTE: All Services Charges are exclusive of service Tax and Branches have to collect Service Charges + applicable service Tax (presently 15%)
(A) Revision in Various operational services charges:
Sl.No.
Services
Existing Charges
Revised charges w.e.f 01-08-2013
1
Cheques for collection
a) Rs.500/- to Rs.5000/- : Rs.25/- per instr.
Up to Rs.10,000/-
Rs.4.50 per Rs1000/-
(Min. Rs30/-)
b) Above Rs.5000/- & upto & incl. Rs.10000/- : Rs.50/- per instr.
Above Rs.10,000/-
Rs5/- per Rs 1000/-
or part thereof
(Min. Rs45/-)
c) Above Rs.10000/- & upto & incl. Rs.50000/- : Rs.50/- per instr.
Above Rs.1 Lakh
Rs4/- per Rs 1000/-
or part thereof
(Min. Rs500/-, Max Rs27500/-)
d) Above Rs.1 Lac : Rs.150/- per instr.
2
Collection of Bills
Up to Rs.10000/-
Rs.110/- per bill
a) upto Rs.10000/- Rs.200/- per instr.
Above Rs.10000/-
Rs.9/- per Rs.1000/-
or part thereof
(Min. Rs.165/-)
b) Above Rs.10000/- & upto & incl. Rs.1.00 Lac : Rs.15 per thousands minimum Rs.200/-
Above Rs.1 Lakh
Rs.8/- per Rs.1000/-
or part thereof
(Min. Rs.900/-, Max Rs.27500/-)
c) Above Rs.1 Lac : Rs.12 per thousands minimum Rs.1500/- and Maximum Rs.40000/- plus out of pocket exp per bill.
3
Remittance
(DD/MT/TT)
Charge Per Remmittance
Up to Rs1000/-
Rs25/-
UPTO Rs.10000/-
Non-Individuals : Rs.50/-
Individuals (Non-Rural) : Rs.40/-
Individuals (Rural) : Rs.30/-
Above Rs1000/- to 5000/-
Rs30/-
ABOVE Rs.10000/- UPTO Rs.50000/-
Non-Individuals : Rs.200/-
Individuals (Non-Rural) : Rs.175/-
Individuals (Rural) : Rs.150/-
Above Rs5000/- to 10000/-
Rs35/-
ABOVE Rs.50000/- UPTO Rs.1 LAC
Rs.4.00 per Rs.1000/-
Min.Rs.225/-
Above Rs.10000/- to Rs.1 lakh
Rs.3.30 per Rs.1000/-
ABOVE Rs.1 LAC
Rs.3.50 per Rs.1000/-
Min.Rs.400/-
Max.Rs.30000/-
Above Rs.1 lakh to Rs.10 lakh
Rs 2.80 per Rs1000/-
(Min Rs330/-)
-
4
Banker's cheque/Pay order
Up to Rs1000/-
Rs. 20/-
UPTO Rs.10000/-
Non-Individuals : Rs.50/-
Individuals (Non-Rural) : Rs.40/-
Individuals (Rural) : Rs.30/-
Above Rs1000/- to 5000/-
Rs. 30/-
ABOVE Rs.10000/- UPTO Rs.50000/-
Non-Individuals : Rs.150/-
Individuals (Non-Rural) : Rs.140/-
Individuals (Rural) : Rs.125/-
Above Rs.5001/- to 10000/-
Rs. 35/-
ABOVE Rs.50000/- UPTO Rs.1 LAC
Rs.4.00 per Rs.1000/-
Min.Rs.200/-
Above Rs.10001/- to Rs.1lakh
Rs.3.30 per Rs.1000/-
ABOVE Rs.1 LAC
Rs.3.50 per Rs.1000/-
Min.Rs.350/-
Max.Rs.10000/-
Above Rs.1 lakh to Rs.10 lakh
Rs.2.80/- per Rs.1000/- (Min Rs.330/-)
-
Above Rs.10 lakh
Rs.2.50/- per Rs.1000/- (Min Rs.1250/-Max Rs.4000/-)
-
5
Issue of Duplicate D/D
-
UPTO Rs.10000/-
Non-Individuals : Rs.75/-
Individuals (Non-Rural) : Rs.60/-
Individuals (Rural) : Rs.45/-
ABOVE Rs.10000/- UPTO Rs.50000/-
Rs.300/-
6
Issue of Duplicate d/d
Rs. 110.00 per instrument
Rs. 100.00 per instrument
7
Issue of Duplicate Banker'cheque/Payslip
Rs.55/- per instrument
Non-Individuals : Rs.100/-
Individuals : Rs.75/-
8
Revalidation and cancellation of bankers Cheque of DD
Rs.55/- per instrument
Rs.100/-
9
Duplicate Statement/Passbook
Rs. 55.00 per pass book With latest bal. Duplicate Statement of current month no charge
Rs. 75.00 per pass book With latest bal –for Non Individual
Rs60.00 per pass book With latest bal –for Non Individual
10
Duplicate Term Deposit Receipt
Rs110/- per instrument
Rs110/- per instrument
11
Stop Payment Instruction
Rs.100/- per instruction per instrument However for loss of Cheqe book For S/B Rs.250, C/D, C/C, O/D Rs.500/-
Non-Individuals : Rs.150/- per instruments maximum-Rs.500/-per occasion Individuals : Rs.100/- per instruments maximum-Rs.300/-per OC
12
Standing Instruction
Rs. 35.00 per instruction No charges for : i. Crediting/Remitting int.in Term Deposits. ii. Crediting/Remitting R/D installments. iii. Crediting/Remittinginstallment of loan A/cs
Rs. 35.00 per instruction No charges for : i. Crediting/Remitting int.in Term Deposits. ii. Crediting/Remitting R/D installments.
Change in operational instructions
Rs.50/-
Rs.200/---Non individual
Rs.100/-individual
13
Issue of MICR Cheque books
Non MICR Cheques Rs.2/- per cheque at the time of issue of Cheque book (All centres) MICR cheque Rs.3/- per cheque For S/B A/C of individual 50 cheques per calander year will be free
For SB--Rs 3/- per cheque leaf and 50 leaves free in a year
For CC/OD/CD—Rs. 3/- per cheque leaf
14
Handling charges for cheques returned unpaid
For local cheques Rs100/- per instrument(due to insufficient fund)
Rs60/- per instrument(For tech. reason)
For outstation Cheques 50% of prescribed collection charge subject to min Rs100/-
For local cheques Rs. 150/- per instrument (due to insufficient fund) Rs. 1000/- per instrument (For other reasons) For outstation Cheques 50% of prescribed collection charge subject to min. Rs. 150/-.
15
ECS Returned
Not Mentioned
Rs.100/- per instrument
16
Charges for not maintaining minimum balance
All centres C/D quarter av. Bal. Individual Rs. 5,000/- Other than individual Rs. 10,000/- Penal Charge Rs. 200/- per quarter S/B quarterly av. Bal. With Cheque book Rs. 500/- Without cheque book Rs. 100/- Penal charge Rs. 20/- per month (for chq. Book A/c) Penal charge Rs. 15/- per month (for without chq. Book A/C)

All centres C/D quarter av. Bal. Individual Rs. 5,000/- Other than individual Rs. 10,000/- Penal Charge Rs. 300/- per quarter S/B quarterly av. Bal. With Cheque book Rs. 500/- Without cheque book Rs. 100/- Penal charge Rs. 15/- per month (for chq. Book A/c) Penal charge Rs. 10/- per month (for without chq. Book A/C)
17
Ledger Folio used in CD/CC/OD accounts
Rs. 65/- per folio. Free ledger folio allotted per year subject to Av. Credit Bal. up to Rs. 25,000/- Nil. Above Rs. 25,000/- and upto Rs. 50,000 – 3, Above Rs. 50,000/- and upto Rs. 1,00,000/- - 5, Above Rs. 1,00,000/- and upto Rs. 20,00,000/- - all "For AELPM Computer 40 entries or part thereof will be treated as one folio."
Rs. 65/- per folio. Free ledger folio allotted per year subject to Av. Credit Bal. up to Rs. 25,000/- Nil. Above Rs. 25,000/- and upto Rs. 50,000 – 3, Above Rs. 50,000/- and upto Rs. 1,00,000/- - 5, Above Rs. 1,00,000/- and upto Rs. 20,00,000/- - all "For AELPM Computer 40 entries or part thereof will be treated as one folio."
18
Attestation of customers signature
Rs50/- per signature
Non-Individuals : Rs.70/-
Individuals : Rs.50/-
19
Closure of accounts within 12 months
Rs. 150.00 + folio charge
Rs. 200/-
20
Issuance of any other certificate including No dues
S/B-Rs. 35.00 per certificate For business purpose Rs. 150/- per certificate For Ag. Purpose – No dues Certificate NOC will be issued free of cost as per RBI guidelines.
No dues certificate: For business purpose Rs. 150/- per certificate For Ag. Purpose: Nil NOC will be issued free of cost as per RBI guidelines.
21
Balance Enquiry
Not mentioned
Free
22
Postal Charges
Actual
Ordinary post: Rs.15 Registered Post/Courier : Rs.35/-
23
Safe Deposit Lockers Annual Charges
Not mentioned
For public-Rs.800/- per year
For staff: Rs.550/- per year
24
Photo attestation Charges
Not mentioned
Rs.100/- per occasion
25
Enquiries relating to old records (more than 12 months old)
Not mentioned
Rs.200/- per item, subject to availability
26
Inter sol charges
Not mentioned
Free for all transactions