JHARKHAND GRAMIN BANK
HEAD OFFICE - RANCHI
REVISED SERVICE CHARGES RELATED TO C&IC ADVANCES
Sl.No.
Services
Existing Charges
Revised charges w.e.f 01-08-2013
1.
Processing Charges
A. At Rural Branches
Rs50000/- & above

B. At Urban Branches
Rs50000/- & above
Rs 150 per lakh subject to max of Rs.1.50 lakh

Rs.250 per lakh subject to max of Rs.2.50 lakh
Rs.200 per lakh subject to max of Rs.2.00 lakh

Rs.300 per lakh subject to Max of Rs.3.00 lakh
For reviewing of Demand Loan/Cash Credit usual processing charge as mentioned in Sl. No. 1 will be applicable.
2
Tech. Inspection charges (Project Apprisal Charges) Medium & Large scale industries
0.60% of aggregate fund based limit subject to maximum of Rs.12,500/- and maximum of Rs.6 lakh
0.60% of aggregate fund based limit subject to maximum of Rs.12,500/- and maximum of Rs.6 lakh
3
Documentation Charges
a. Upto Rs.2 lakh
b. Above Rs.2 lakh & upto Rs.5 lakh
c. Above Rs.5 lakh& upto Rs.20 lakh
d. Above Rs.20 lakh & upto Rs.50 lakh
e. Above Rs.50 lakh

Rs.250/-
Rs.1500/-
Rs.2500/-
Rs.5000/-
Rs.7500/-
Rs.500/-
Rs.2000/-
Rs.3000/-
Rs.7500/-
Rs.10000/-
4
Inspection Charges per visit
a. Upto Rs.2 lakh
b. Above Rs.2 lakh & upto Rs.20 lakh
c. Above Rs.20 lakh & upto Rs.50 lakh
d. Above Rs.50 lakh & upto Rs.1 crore
e. Above Rs.1 crore
Rs.50/-
Rs.360/-
Rs.500/-
Rs.750/-
Rs.1500/-
Rs.50/-
Rs.500/-
Rs.500/-
Rs.1000/-
Rs.2000/-
5
Charges for supplying copies of documents
Up to limit of Rs.2 lakh
Upto Rs.100 lakh
Beyond Rs.100 lakh
Rs.100/-
Rs.200/-
Rs.300/-
Rs.100/-
Rs.200/-
Rs.300/-
6
Handling Charges for Mortgage Loan
Upto Rs10lakh- 3,000/-, Rs.10 lakh to Rs.20 lakh- Rs 5000/- Above Rs20lakh 11000/-
Upto Rs10lakh- 5,000/-, Rs.10 lakh to Rs.20 lakh- Rs 10000/- Above Rs20lakh 15000/-
7
Guarantee
As per rate applicable in BOI
As per rate applicable in BOI
NOTE- 1. Chairman has full power to waive any of the above charges suject to monetry ceiling of Rs1.00 lakh per customer on case to case basis
2. The RM/GM can waive 25% of charges up to monetry ceiling of Rs.25000/- per customer subject to cost benefit analysis .
3.For Govt. sponsored programme there will be no charges for loan upto Rs.50,000/-.