JHARKHAND GRAMIN BANK
HEAD OFFICE - RANCHI
REVISED SERVICE CHARGES APPLICABLE TO PRIORITY SECTOR ADVANCES
Sl.No.
Services
Existing Charges
Revised charges w.e.f 01-08-2013
1. Other than Housing Loan
Processing Charges
A. At Rural Branches
i.Up to Rs25000/-
ii. Above Rs25000/- to Rs200000/-
iii. Above Rs200000/- to Rs.10 Lakh
iv. Above Rs.10 Lakh
Nil
Rs 125/-
Rs150/- per lakh, max. Rs1.25 lakh
Rs.150/- per lakh,Max. Rs.1.25 lakh
Nil
Rs 200/-
Rs150/- per lakh
Rs.150/- per lakh, maximum Rs.2 lakh
B. At Other Branches
i.Up to Rs25000/-
ii. Above Rs25000/- to Rs200000/-
iii. Above Rs200000/- to Rs.10.00 Lakh
iv. Above Rs.10.00 Lakh
Nil
Rs.300/-
Rs.250/- per lakh max Rs.2.00 lakh
Rs.250/- per lakh, Max.Rs.2.00 lakh
Nil
Rs250/-
Rs200/- per lakh
Rs.250/- per lakh, max Rs3.00 lakh
2. For housing Loan
For all amount
0.65% of the loan amount Minimum Rs.1000/- Maximum Rs.5000/-
For Individuals - 0.50% of loan amount Min. Rs.4000/- Max. Rs.10000/-
For Partnership firms and Corporates : Processing charges to be double that of applicable to individuals.
3.
Charges Upon review of Term Loan Limit
i.Up to Rs50000/-
ii Above Rs50000/- to Rs.2 lakh
iii Above Rs.2 lakh
B. At Other Branches
i.Up to Rs.2/- Lakh
ii Above Rs.2 Lakh
Nil
Rs.100/- (Other than Agriculture purpose
Rs.100/- per Rs.1 lakh (max Rs50000/-)
Same as for rural branches
Rs.100/- per Rs 1 lakh (max Rs.100000/-)
Nil
Rs.300/- (Other than Agriculture purpose)
Rs.100/- per Rs.1 Lakh (max Rs50000/-)
Same as for rural branches
Rs.100/- per Rs.1 lakh (max Rs.1,00,000/-)
For reviewing of Demand Loan/Cash Credit usual processing charge as mentioned in Sl.No.1 will be applicable.
4
Tech inspection charges ( Project Appraisal Charges)
For SSI/Agro Processing/SME*
a. Fund based limit of Rs.30 lakh to Rs.50 lakh
b. Fund based limit of above Rs.50 lakh
Rs.5,650/-
Rs.5,650/-+0.22% of amt exceeding Rs.50 lakh
Rs.5,650/-
Rs.5,650/-+0.22% amt exceeding Rs.50 lakh.
5
Documentation Charges
i.Up to Rs50000/-
ii. Above Rs.50000/- to Rs.200000/-
iii. Above Rs.200000/- & upto Rs.500000/-
iv.Above Rs.500000/- & upto Rs.2000000/-
v.Above Rs.20 lakh & up to Rs.50 lakh
vi. Above Rs.50 lakh & upto Rs.100 Lakh
vii. Above Rs.100 lakh & upto Rs.500 Lakh
viii. Above Rs.500 lakh
Rs.100/-
Rs.400/-
Rs.1500/-
Rs.2000/-
Rs.4000/-
Rs.5000/-
Rs.5000/-
Rs.5000/-
Rs100/-
Rs.500/-
Rs.1500/-
Rs.2000/-
Rs.4000/-
Rs.5000/-
Rs.10000/-
Rs.20000/-
6
Inspection per visit
i.Up to Rs.50000/-
ii Above Rs.50000/- to Rs.200000/-
iiiAbove Rs.200000/- & upto Rs.2000000/-
iv.Above Rs.20 lakh & up to Rs.50 lakh
v Above Rs.50 lakh & upto Rs.1 Crore
vi Above Rs.1 crore
Nil
Rs.50/-
Rs.250/-
Rs.500/-
Rs.750/-
Rs.1500/-
Nil
Rs.100/-
Rs.400/-
Rs.750/-
Rs.1000/-
Rs.2000/-
7
Equitable Mortgage/ Extension of equitable mortgage per occasion for regular limit (For SSI only)
Rs.1250/- per borrower with aggregate limit above Rs.5.00 lakh
Rs.1250/- per borrower with aggregate limit above Rs.5.00 lakh
8. Prepayment Charges
Housing loan (For Public)
0.65%of the loan amount max. Rs2.26% of O/S limit
0.65% for remaining maturity of the loa\n in case of takeover by another bank/financial institution
No Charges
9.
Guarantee Performance Financial/LC
Rs.180+0.61% per quarter guarantee Min 1.22%
Rs.180+0.86% per quarter guarantee Min 1.73%
Rs.180+0.61% per quarter min 1.22%
Rs.180+0.86%per quarter guarantee Min 1.73%